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  Personal Monthly Budget
 
 
               
  PROJECTED MONTHLY INCOME Income 1   PROJECTED BALANCE (Projected income minus total expenses)
  Extra income  
  Total monthly income   ACTUAL BALANCE (Actual income minus total expenses)
         
  ACTUAL MONTHLY INCOME Income 1   DIFFERENCE (Actual income minus projected )
  Extra income  
  Total monthly income  
           
  HOUSING Projected Cost Actual Cost Difference   ENTERTAINMENT Projected Cost Actual Cost Difference
  Mortgage or rent   Video/DVD
  Phone   CDs
  Electricity   Movies
  Gas   Concerts
  Water and sewer   Sporting events
  Cable   Live theater
  Waste removal   Other
  Maintenance or repairs   Other
  Supplies   Other
  Other   Subtotals
  Subtotals        
  LOANS Projected Cost Actual Cost Difference
  TRANSPORTATION Projected Cost Actual Cost Difference   Personal
  Vehicle payment   Student
  Bus/taxi fare   Credit card
  Insurance   Credit card
  Licensing   Credit card
  Fuel   Other
  Maintenance   Subtotals
  Other  
  Subtotals   TAXES Projected Cost Actual Cost Difference
  Federal
  INSURANCE Projected Cost Actual Cost Difference   State
  Home   Local
  Health   Other
  Life   Subtotals
  Other  
  Subtotals   SAVINGS OR INVESTMENTS Projected Cost Actual Cost Difference
  Retirement account
  FOOD Projected Cost Actual Cost Difference   Investment account
  Groceries   Other
  Dining out   Subtotals
  Other  
  Subtotals   GIFTS AND DONATIONS Projected Cost Actual Cost Difference
  Charity 1
  PETS Projected Cost Actual Cost Difference   Charity 2
  Food   Charity 3
  Medical   Subtotals
  Grooming  
  Toys   LEGAL Projected Cost Actual Cost Difference
  Other   Attorney
  Subtotals   Alimony
  Payments on lien or judgment
  PERSONAL CARE Projected Cost Actual Cost Difference   Other
  Medical   Subtotals
  Hair/nails  
  Clothing   TOTAL PROJECTED COST
  Dry cleaning  
  Health club   TOTAL ACTUAL COST
  Organization dues or fees  
  Other   TOTAL DIFFERENCE
  Subtotals  

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