How Our Program Works

As you face the difficult challenge of paying down excessive debt, you may be wondering how the whole process will work. Here's a step-by-step preview of our debt management program.

Application

Getting started in our program is easy.  You can fill out our Get Help Now form. After completing the short form, a credit counselor will contact you within 24 hours on how to become debt free for keeps. Another option is to complete the application online. Once you complete the online application, one of our certified counselors will review the information and contact you with a solution.

Analysis

Armed with the information you provide, the Trinity Team will do a complete analysis of your financial situation and formulate a payment plan that suits your needs.

Enrollment

With our new plan in place, we'll stabilize the situation by working with your creditors to reduce interest charges and eliminate late fees and penalties.  Next, we'll consolidate your bills into one, easy-to-manage monthly payment.  At this point, you'll be officially enrolled in the Trinity Debt Management Program.  Now, instead of taking decades to pay off your debt, you'll become debt-free in just 3-5 years.

Education 

Your most important membership reward will be found in how much you learn.  By teaching you basic money management skills, you'll gain control over your spending and have more money left over each month to pay down your debt.  You'll even start saving for the future.  And best of all, once you've completed our program and have worked your way out of debt, you'll know what it takes to stay that way.