Mortgage Qualification Calculator

This calculator will help you to determine how much house you can afford and/or qualify for.

Complete or change the entry fields in the “Input” column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.
Purchase Information Inputs Outputs
Purchase price:  
Down payment:
Loan amount:  
Annual interest rate:  
Length of the mortgage in years:  
Payment Information Inputs Outputs (Monthly)
Monthly principal & interest payment:  
Annual property taxes:
Annual insurance:
Annual PMI:
Monthly association fees:  
Monthly payment (PITI):  
Tax deductable portion of payment:  
Qualifying Information Inputs Outputs
Gross income:  
Monthly debt payments:  
Qualify for loan?:  
Maximum qualifying loan amount:  
Current Income to payment ratio (max = 28%):  
Current debt to income ratio (max = 36%):  

Longer term loans may take a few moments for the report to be generated