When it comes to your mortgage, you do have options…

Mortgage Re-financing

Mortgage Refinancing - Trinity Credit & Debt ManagementBefore you use the equity in your home, talk to the experts at Trinity first.  Let a Trinity Housing Counselor provide you information and education to make a wise choice. Trinity’s Housing Counseling staff will discuss options with you before you decide to refiniance.

First-Time Home Buyer

It’s hard to get a mortgage if you have never had one, particularly if you are experiencing credit problems.  That’s why Trinity provides Pre-Purchase Housing Counseling and Education to help you prepare for homeownership. For more information, call the Trinity team at (800) 758-3844.

Preventing Foreclosure

If a special situation such as extended unemployment or health problems has you way behind in your mortgage payments, while lenders threaten foreclosure, Trinity can help.  We can refer you to a HUD Approved Housing Counseling AgencyHUD Housing Counselors will guide you through these difficult times and keep you from losing your home.

Mortgage Calculators

Trinity Credit & Debt Management - Debt CalculatorThere are a number of ways to approach an affordability analysis, and these calculators allow you to assess the effects of different variables when buying a home.

Mortgage Qualification Calculator shows you how much home you can afford to buy based on your income and other factors.

Monthly Payment Calculator allows you to explore the outcome of changes to your loan balance, mortgage term and interest rate on our monthly payments.

Refinance Calculator will help you determine if now is the right time to refinance.

Rent Vs. Buy Calculator allows you to compare the costs of renting a residence and buying a home.