Links To Financial Literacy

 Credit & Debt 

Budgeting

http://financialplan.about.com/library/howto/htbudget.htm 

 

CNN Money Online Resources:

http://money.cnn.com/magazines/moneymag/money101 

 

Bankrate:  

http://www.bankrate.com/brm/rate/cc_home.asp 

 

Smart Money:

http://www.smartmoney.com/debt 

 

Credit Card Minimum Payment Calculator

http://www.creditcards.com/calculators/index.php 

 

Wage Garnishment

http://www.fair-debt-collection.com/searches/garnishment.html 

 

Fair Debt Collection

http://www.ftc.gov/os/statutes/fdcpajump.shtm 

 

 

Identity Theft

 

Federal Trade Commission:

http://www.ftc.gov/bcp/edu/microsites/idtheft 

 

Federal Deposit Insurance Corporation:

http://www.fdic.gov 

 

Internal Revenue Service:

http://www.irs.gov/compliance/enforcement/article/0,,id=98205,00.html 

 

Social Security Administration:

http://www.ssa.gov 

 

United State Postal Service:

http://postalinspectors.uspis.gov 

 

Credit Reports

 

Obtain Free Credit Report:

https://www.annualcreditreport.com 

 

 

 

 

 

 

 

 

 

 

 

 

                                                                                                                                                              Reading a Credit Report:

http://www.myfico.com/Downloads/Files/myFICO_UYFS_Booklet.pdf 

 

                                                                                                                                                               FICO Scores:

http://www.myfico.com/CreditEducation 

                                                                                                                                                               Experian:

http://www.experian.com 

                                                                                                                                                                    Equifax:

http://www.equifax.com 

                                                                                                                                                          TransUnion:

http://www.transunion.com 

 

 

 Housing and Foreclosure Programs

 

U.S. Department of Housing and Urban Development:

Foreclosure and Housing Programs

http://www.hud.gov

 

Freddie Mac: Foreclosure Questions

http://www.freddiemac.com 

 

Fannie Mae:

http://www.fanniemae.com 

 

Ohio Save the Dream Program:

http://www.com.ohio.gov/SavetheDream 

 

Ohio Foreclosure Questions:

http://www.yourmoneynowonline.org/content/view/343/285 

 

Homeownership Preservation Foundation:

http://www.995hope.org 

 

Ohio Housing Finance Agency:

http://www.ohiohome.org 

 

Reverse Mortgages AARP:

http://www.aarp.org/money/revmort 

 

 

Bankruptcy

 

Understanding Bankruptcy:

http://www.smartmoney.com/debt/advice/index.cfm?story=bankruptcy2004 

 

Bankruptcy Law:

http://bankruptcy.findlaw.com/bankruptcy/is-bankruptcy-right 

 

Bankruptcy Court Information:

http://www.uscourts.gov/bankruptcycourts.html 

 

Bankruptcy Counseling Questions

http://www.usa-bankruptcy-guide.com/ohio-bankruptcy.html 

 

YOUTH FINANCIAL EDUCATION

 

AICPA

 http://www.360financialliteracy.org/

Alliance for Investor Education

http://www.investoreducation.org/flash/savings_game.cfm

American Savings Education Council

 http://www.choosetosave.org/asec/

Bank High School 

 http://www.bankhs.com/
Bank Junior  http://www.bankjr.com/  
BizWorld  http://www.bizworld.org/ 
Capitalist Chicks  http://www.capitalistchicks.com/  
CardRatings  http://www.cardratings.com/  
Consumer Jungle  http://www.consumerjungle.org/  
EdWise  http://www.edwise.org/ 
Young Investor  http://www.younginvestor.com/  
Investing for Women  http://beginnersinvest.about.com/ 
JumpStart Coalition http://www.jumpstart.org/index.cfm
KidsFinance http://www.kidsfinance.com/
Kiplinger Personal Finance http://www.kiplinger.com/personalfinance/
Making Allowances http://www.makingallowances.com/teenzone.htm
Money Savvy Generation http://www.msgen.com/prod/assembled/home.html
Money Smarts http://www.girlscouts.org/moneysmarts/

National Council on Economic Education

 http://www.italladdsup.org/

National Endowment for Financial Education Teen Resource Bureau

 http://www.ntrbonline.org/
Northwestern Mutual & NCEE http://www.themint.org/
PBS Newshour http://www.pbs.org/newshour/on2/budget.html

Securities & Exchange Commission- for Students & Teachers

 http://www.sec.gov/investor/teachers.shtml
Student Credit http://www.studentcredit.com/
Teen Analyst http://www.teenanalyst.com/

VISA's Practical Money Skills for Life

 http://www.practicalmoneyskills.com/english/index.php

Wall Street Journal Classroom Edition

 http://www.wsjclassroom.com/
Wells Fargo's Hands On Banking http://www.handsonbanking.org/
Young Biz http://www.youngbiz.com/
Young Money http://www.youngmoney.com/