Links To Financial Literacy

Credit & Debt 

Budgeting

http://financialplan.about.com/library/howto/htbudget.htm 

CNN Money Online Resources:

http://money.cnn.com/magazines/moneymag/money101 

Bankrate:  

http://www.bankrate.com/brm/rate/cc_home.asp 

Smart Money:

http://www.smartmoney.com/debt 

Credit Card Minimum Payment Calculator

http://www.creditcards.com/calculators/index.php 

Wage Garnishment

http://www.fair-debt-collection.com/searches/garnishment.html 

Fair Debt Collection

http://www.ftc.gov/os/statutes/fdcpajump.shtm 

Identity Theft

Federal Trade Commission:

http://www.ftc.gov/bcp/edu/microsites/idtheft 

Federal Deposit Insurance Corporation:

http://www.fdic.gov 

Internal Revenue Service:

http://www.irs.gov/compliance/enforcement/article/0,,id=98205,00.html 

Social Security Administration:

http://www.ssa.gov 

United State Postal Service:

http://postalinspectors.uspis.gov 

Credit Reports

Obtain Free Credit Report:

https://www.annualcreditreport.com 

Reading a Credit Report:

http://www.myfico.com/Downloads/Files/myFICO_UYFS_Booklet.pdf 

FICO Scores:

http://www.myfico.com/CreditEducation 

Experian:

http://www.experian.com 

Equifax:

http://www.equifax.com 

TransUnion:

http://www.transunion.com 

 

Housing and Foreclosure Programs

U.S. Department of Housing and Urban Development:

Foreclosure and Housing Programs

http://www.hud.gov

Freddie Mac: Foreclosure Questions

http://www.freddiemac.com 

Fannie Mae:

http://www.fanniemae.com 

Homeownership Preservation Foundation:

http://www.995hope.org 

Ohio Housing Finance Agency:

http://www.ohiohome.org 

Reverse Mortgages AARP:

http://www.aarp.org/money/revmort 

Bankruptcy

Bankruptcy Law:

http://bankruptcy.findlaw.com/bankruptcy/is-bankruptcy-right 

Bankruptcy Court Information:

http://www.uscourts.gov/bankruptcycourts.html 

Bankruptcy Counseling Questions

http://www.usa-bankruptcy-guide.com/ohio-bankruptcy.html 

YOUTH FINANCIAL EDUCATION

AICPA http://www.360financialliteracy.org/
 
American Savings Education Council http://www.choosetosave.org/asec/
BizWorld http://www.bizworld.org/
Capitalist Chicks http://www.capitalistchicks.com/ 
CardRatings http://www.cardratings.com/ 
Financial Educators Counsil http://www.financialeducatorscouncil.org
My Money Youth Program http://www.mymoney.gov
Investing for Women http://beginnersinvest.about.com/
JumpStart Coalition http://www.jumpstart.org/
KidsFinance http://www.kidsfinance.com/
Kiplinger Personal Finance http://www.kiplinger.com/personalfinance/
Money Savvy Generation http://www.msgen.com/prod/assembled/home.html
National Council on Economic Education http://www.italladdsup.org/
PBS Newshour http://www.pbs.org/newshour/on2/budget.html
Securities & Exchange Commission- for Students & Teachers http://www.sec.gov/investor/teachers.shtml
Student Credit http://www.studentcredit.com/
VISA’s Practical Money Skills for Life http://www.practicalmoneyskills.com/english/index.php
Wall Street Journal Classroom Edition http://www.wsjclassroom.com/
Wells Fargo’s Hands On Banking http://www.handsonbanking.org/
Young Biz http://www.youngbiz.com/