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Personal Monthly Budget
PROJECTED MONTHLY INCOME
Income 1
PROJECTED BALANCE
(Projected income minus total expenses)
Extra income
Total monthly income
ACTUAL BALANCE
(Actual income minus total expenses)
ACTUAL MONTHLY INCOME
Income 1
DIFFERENCE
(Actual income minus projected
)
Extra income
Total monthly income
HOUSING
Projected Cost
Actual Cost
Difference
ENTERTAINMENT
Projected Cost
Actual Cost
Difference
Mortgage or rent
Video/DVD
Phone
CDs
Electricity
Movies
Gas
Concerts
Water and sewer
Sporting events
Cable
Live theater
Waste removal
Other
Maintenance or repairs
Other
Supplies
Other
Other
Subtotals
Subtotals
LOANS
Projected Cost
Actual Cost
Difference
TRANSPORTATION
Projected Cost
Actual Cost
Difference
Personal
Vehicle payment
Student
Bus/taxi fare
Credit card
Insurance
Credit card
Licensing
Credit card
Fuel
Other
Maintenance
Subtotals
Other
Subtotals
TAXES
Projected Cost
Actual Cost
Difference
Federal
INSURANCE
Projected Cost
Actual Cost
Difference
State
Home
Local
Health
Other
Life
Subtotals
Other
Subtotals
SAVINGS OR INVESTMENTS
Projected Cost
Actual Cost
Difference
Retirement account
FOOD
Projected Cost
Actual Cost
Difference
Investment account
Groceries
Other
Dining out
Subtotals
Other
Subtotals
GIFTS AND DONATIONS
Projected Cost
Actual Cost
Difference
Charity 1
PETS
Projected Cost
Actual Cost
Difference
Charity 2
Food
Charity 3
Medical
Subtotals
Grooming
Toys
LEGAL
Projected Cost
Actual Cost
Difference
Other
Attorney
Subtotals
Alimony
Payments on lien or judgment
PERSONAL CARE
Projected Cost
Actual Cost
Difference
Other
Medical
Subtotals
Hair/nails
Clothing
TOTAL PROJECTED COST
Dry cleaning
Health club
TOTAL ACTUAL COST
Organization dues or fees
Other
TOTAL DIFFERENCE
Subtotals
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